My Photo

Places I Shop

Subscribe to BillyKnowsBest

Your email address:


Powered by FeedBlitz

How To: Earn Cash Rebates for Online Purchases

Ebates I've previously written about how to earn frequent flyer miles for your online purchases with many major retailers.  And while that's still the best value strategy if you're using your miles for international first or business class travel (where their value is far greater than the standard 2¢/mile), there are other options for online shoppers who prefer cold hard cash.  The best of these is Ebates.com, a shopping site that gives you cash back when you click through them to shop online at over 800 sites. Sign up from this link and get a $5 bonus when you make your first purchase!

How To Buy Groceries Online

Amazon_groceries My last post about buying brownie mix contained an interesting fact for online shopping fans:  Amazon.com is beta testing a grocery department. Back in the internet boom, it looked like Webvan had online groceries all figured out. I loved Webvan, and even bought stock. As Elaine Stritch likes to say about dating Rock Hudson, "we all know how that turned out."  Netgrocer.com was another favorite of mine when they offered lots of free shipping enticements, but with those gone, it got pricey.  Most sites, like peapod.com  are delivery services tied to your local supermarket.  Which seems to be a sustainable business model, but still somewhat old-world: my father used to call up the local grocer with a list and they'd deliver. Amazon's foray into food is very interesting.  On the plus side: the prices are unbeatable, and Amazon's standard free super saver shipping applies.  Down sides include a limited selection of products, and most notably, most everything is sold by the case lot, which is only suitable for products that you know you like, and use in large quantities. I don't know about you, but I can easily make room for a dozen boxes of brownie mix.

How to Snipe Bid on eBay: eSnipe

Esnipe_logo_blue If you haven't been shopping on eBay, you're missing out on one of the world's greatest markets. While it may have started with collectible Pez dispensers, today you can by almost anything on eBay: new, used,  sublime to ridiculous.  Experienced bidders know that eBay's proxy bidding system is convenient, but has the effect of increasing final selling prices. The better way to win an auction is to "snipe" it; entering your maximum bid just seconds before the auction ends.  But that's really inconvenient. Which is why you need eSnipe.  eSnipe stores your maximum bid until the final seconds of an auction, then bids for you.  It's simple and easy to use, and costs only 1% of your winning bids, with a 25¢ minimum and a $10 maximum. You don't pay if you don't win the auction, and your first two weeks are free.

How To: Comparison Shop for Electronics

Comparison shopping for electronics requires learning the SST (Shipping and Sales Tax) dance. With very slim profit margins on most electronics, the biggest savings are often found in not paying hefty add-ons. 

Sales tax is the easy one.  Online and catalog retailers are only required to charge state sales tax for items delivered in states where they have a store, office or physical presence. This is bound to change someday, and some retailers are already voluntarily collecting additional taxes. And technically, some states require you to pay a "use tax" on items purchased out of state on your tax return. (Does anyone do this?) But for now, it remains a big savings opportunity. Many sites clearly identify where they charge tax. If they don't, a quick check of their "about" or "contact us" page will usually let you know.  Find a retailer outside of your home state, and you're halfway home.

Shipping charges can be more complicated.  Some sites require you to complete most of the transaction process before calculating these charges.  Many sites use a "free shipping" come-on, but then scare you into paid shipping with (often fictitiously) long estimated delivery times.

Some comparison shopping sites offer good "best total price" calculators, which can be an easy way to find the best deal. Be sure to view all stores, and sort by total price; some comparison sites default to paid placements first. And the lowest total price isn't always the best deal. Sometimes, it's worth paying a few extra dollars to go with a known retailer, especially if they're also part of a bonus shopping points program. The three I use most often are CNET, Pricegrabber, and Shopzilla

Finally, don't be seduced into buying extended warranties. Enroll in Buyer's Advantage instead.

How to Save with Rebates

Rebates offers generally offer greater values than up-front discounts, because they're predicated on the the assumption that a good percentage of customers won't bother to actually complete the paperwork to get them. Still more customers will ignore the instructions and send an invalid claim form.  And still others will forget to keep copies of everything they sent, so that when a claim goes mysteriously missing in the mail, or gets erroneously invalidated, they have no recourse.  Not only do the fulfillment houses that process rebates market their success at low fulfillment rates, some have even been accused of fraudulently ensuring it.  How can you make sure you get the savings you're entitled to?
    1. Read the terms carefully. If they only appear on-line, print them out.
    2. Double check your submission to make sure you've included the requested items, and complete the paperwork properly - pay careful attention to what constitutes a "proof of purchase" and whether original or copies of sales receipts are required.
    3. Keep a copy of your paperwork, a copy of the terms, the phone number or email address for fulfillment inquiries
    4. Mark your calendar for the date that your rebate is due, and follow up immediately if you haven't received it.
I recently wrote about the rebates offered by MacMall; some of these, like the "free printer" offers can be onerous, with three separate rebate submissions necessary before you get back the full price of the printer.  For rebates of just a few dollars, your time is probably worth more than the effort, with one exception. I'll tell you about that one next week.

Shipping Charges: What you need to know

Today is my sister Georgina's birthday.  Happy Birthday, George.  She may not get her gift on time, because I waited too long to get it out, and didn't want to pay the express shipping charges to guarantee arrival.  Now that's really not like me (though it is a bit like George ;),  but if that scenario sounds really familiar to you, pay attention.  This information covers two areas: Items you mail-order, and items you ship yourself.

Mail-Order
Shipping charges run the gamut.  Some companies actually make money on them, and some use free-shipping as a sales tool. (Surveys have shown it to be one of the most effective.)  Some companies offer free standard shipping, and then try to up-sell express shipping.  Here's a tip: Check where they ship from. UPS Ground can be overnight in many cases, so paying an extra $3 or $30 for guaranteed overnight delivery is a waste.  I find with Amazon.com, free standard shipping almost always arrives in a couple days. The gift I ordered for Bruce on Sunday from Target.com (operated by Amazon) arrived yesterday, even though the "estimated delivery date" was January 26-28. Drugstore.com and Barnes & Noble ship from the east coast, so standard delivery to my home in NY is very quick.  Buy.com ships (mostly) from the west coast, so standard delivery to my home in LA is super fast. Of course the best way to save on shipping is to buy before you're in a time crunch.  Start thinking now about Valentine's Day (P.S. I'll have my favorite V. Day suggestion tomorrow.)

Express Shipping
There are four big players in this business:  FedEx, UPS, DHL and the USPS.  Currently, I really like UPS for most packages.  They offer a great combination of price, dependability, tracking and service: if you shop like I do, you know your regular UPS driver by name.  What you may not know is that you can ship UPS just as easily. At UPS.com, you can calculate shipping time and cost options, print your own air-bills, and even schedule a pick-up from your house for $2-4. (tip: if you have multiple packages, schedule the pick-up for just one of them.  Your driver will take all other packages for free. And if you don't schedule a pick-up, you can hand your package to any UPS driver (there's always one in my neighborhood), or take it to a UPS Store.  The US Postal Service has gotten a lot better in the last few years, and it makes sense to use Priority Mail when you're shipping to a PO Box, or when you're shipping coast-to-coast, since it's probably a couple days faster than UPS ground for about the same price.  But the tracking is sub-par -- no information is available between mailing and delivery, and the 2-3 day delivery time frame is not guaranteed.

How To: Choose a Dishwasher

Despite the seemingly endless choice of dishwasher models, choosing one is relatively easy. The good news is that it's hard to make a bad choice.  Most dishwashers perform the basic task of washing dishes exceedingly well, when paired with an enzyme-based detergent. So most of the choices come down to budget and personal preference. You can get a damn fine dishwasher for $350. At $600, you can get a great one. Everything more expensive than that is styling and fancy options you probably don't need.

Plus, while there appear to be lots of different brands, lots of that "difference" is cosmetic.  A few manufacturers make dishwashers sold under multiple brands.  At the high end, Bosch, Gaggenau and Thermador are all different skins over the same body. A quick look at things like detergent dispensers, control placement and silverware baskets can help you determine what's what.

Consumer Reports offers lots of general buying advice, and has consistently given high marks to Bosch and Kenmore models, but here's my simple solution to finding the best dishwasher:

Choose the dishwasher that's easiest for you to load.  The better your dishes fit in the dishwasher, the better it will clean them and the happier you will be.  How can you tell:  Bring a box of dishes shopping with you. My tall glasses, my favorite 13x9 baking dish, a couple place settings and a few cereal bowls are the best testing tools for choosing a dishwasher. 

In the last six years, I've bought and used Maytag, Bosch, Kitchen-Aid and Fisher-Paykel dishwashers in my homes.  My current favorite:  Kitchen-Aid.  I love the way it loads. For my new home, I've chosen the S-Series, because I really like the Pro-Scrub feature: an area at the back of the tub that concentrates a powerful spray against really dirty dishes -- like my 9x13 baking dish! The top-of-the-line U series is the same, just a few decibels quieter. Which doesn't really matter to me, cause I leave the kitchen when it's running.

FEATURES and TIPS
Forget the 12 different cycles.  How many different cycles do you use on your current dishwasher? Here are some features that might make a difference to you:

Self-Cleaning Filters

Surprisingly, you won't find these on the expensive European-made dishwashers.  They're basically a built-in food disposal that grinds large food particles and sends them down the drain.  The Europeans eschew them because they make more noise.  I'd rather have the noise than have to check and rinse the filter weekly.

Delay Start Timers
These sound like a great idea, but there's a little problem.  Dishes wash best in hot water, and I find running the hot water before starting the dishwasher so that the first cycle fills with hot water makes a difference.  If you like the idea, be sure you pair it with a model that will also heat the water.

Stainless-Steel Interiors
They look nice, but have no impact on cleaning performance, and standard plastic tubs will generally long outlast the mechanical components of the machine.  You're paying for the appearance.

Dirt Sensors
Consumer Reports says that dishwashers with this feature really do no better than those without.

Sound Insulation
If you're in the room while you run the dishwasher, the "premium" sound insulation found on higher-priced models may be important.  Also, choosing a European model without a "self-cleaning filter/food grinder" will help

Fully-Integrated (Hidden Controls)
With all of their controls in the top of the door, you put a cabinet front on these models and they "disappear" into your kitchen. Personally, I like to see the controls and a timer countdown on the front of my dishwasher.

Miscellaneous Brand Notes
KENMORE: The store brand at Sears is manufactured by a few different manufacturers.  Their top-of-the line models often rate as a consumer reports top choice or best buy.

BOSCH: Often top rated, I like but don't love mine, simply because my glasses don't fit well in the upper rack, and my bowls don't fit well in either rack, And the separating slots in the silverware basket are too small for my knives. Cool new feature: Their newest "fully integrated" model has a "power beam" light that projects on the floor to let you know it's running.

MAYTAG: Formerly my favorite, their innovative three-rack design was a bust -- currently being discontinued. They also manufacture Jenn-Air, Amana and Admiral.  Amana rates well among budget brands, but I wouldn't buy a Maytag until the company's acquisition and integration into Whirlpool is complete.

ASKO: Makes a compelling sales pitch in that practical, earth-friendly Swedish way, but terrible repair records, and a high cost/feature benefit ratio.

GE: Has a new model in their Profile brand that holds a full bottle of liquid detergent, automatically dispensing it, and alerting you when it needs more. Kind of a neat feature, but powdered detergents generally work better and are less expensive.

FRIGIDAIRE: While I can recommend their ovens, cooktops and namesake refrigerators, their dishwashers don't cut it.

Miele:  Distinguished by it's  topmost utensil rack, which some people prefer to a standard cutlery basket -- and yes, if you care about keeping your flatware scratch-free, by all means, get one. Otherwise, forget it. I like the patina of worn cutlery.

WHAT IS BEST

  • While it implies objectivity, “best” is almost always subjective, or – at best – qualified. (read more...)

About The Products

  • REQUEST A PRODUCT
    Need advice on something I haven't covered? Ask me!
  • SUGGEST A PRODUCT
    Something you love? Tell me!
  • DISCLAIMER
    BillyKnowsBest does not accept product placement fees or goods in exchange for editorial coverage. (read more...)

Support My

Research Fund

Tip Jar
Blog powered by TypePad

Links



  • Blog Directory & Search engine


  •  Blog Top Sites